Here’s what we saw in November: Our Market Insights from the whole month, all in one place. Catch up on this past month’s insights! Here's what we saw in November.

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About Dr. Tom, CMB

Dr. Thomas J. Healy, CMB, Co-Founder & Chief Innovation Officer at Level1Analytics® Powered by Intraprise, has over 30 years of unmatched experience in financial valuation and value modeling. Prior to creating Level1Analytics, Dr. Healy held several executive-level positions at top lending institutions, notably working for David Rockefeller at Chase Manhattan Bank early in his career. Dr. Healy's experience extends beyond the US market; he has worked on assignments in Hong Kong, Bangalore, and Moscow.

Dr. Healy obtained his Bachelor of Science degree in Mathematics and Economics; Master’s degree in Business Administration, specializing in Banking; and a Doctorate degree in Business Administration with an emphasis on the business application of information technology. He holds the Certified Mortgage Banker designation. Receiving his doctorate at age 50, Dr. Healy passionately believes that continued, lifelong education is a powerful tool for success.

A Master Faculty Fellow and Dean of the Faculty of the Mortgage Bankers Association, Dr. Healy is a frequent lecturer and author on asset optimization topics to the financial services industry. His text on mortgage servicing rights, Servicing Portfolio Evaluation and Management: A Financial Perspective, published by the Mortgage Bankers Association, is in its second edition (2007).